Retirement

Plan ahead and prepare yourself for a peaceful retirement.

Retirement

We want to help you achieve financial security as you age. Let’s get you ready for the future.

Many people underestimate their retirement needs. To figure out how to save for a secure future, first determine what you’ll need—what kind of lifestyle you’ll want to have, when you plan to retire—then calculate how much you’ll need to save to reach that goal. It’s key to start saving as early as possible, and to put your money to work for you by investing in a retirement account.

Tips for planning for retirement:

  • Start saving. Getting started is the most important step. Begin contributing to your 401k or to an IRA (Individual Retirement Account).
  • Calculate what you’ll need to retire. Use an online calculator or worksheet to figure out what you’ll need to save based on your planned retirement age, savings, and spending plans.
  • Based on your needs, make saving a priority. Contribute as much as you are able to your employer-sponsored retirement plan,, if your employer offers one, or to an investment account such as an IRA.
  • Diversify your investments. Protect your savings by diversifying your investments with a mix of stable index funds, bonds, and possibly mutual funds.

Learn more about planning for retirement, transitioning to retirement, and living in retirement »

Ready to speak with one of our financial counselors?

Flowood Branch

1.800.682.6426 »

Cleveland Branch

1-866-477-4539 »

Starkville Branch

1.800.545.9677 »

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