Home Loans

The right mortgage is a great step towards building your life right.

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Benefits

Competitive rates

Our competitive interest rates save you money on your important purchase.

 

Easy application and pre-approval process

Get pre-approved using our simple online application.

Personal service

Our mortgage specialists will guide you through the entire process.

Range of financing options

We offer conventional, FHA, Home Possible, USDA and VA loans.

Portfolio Fixed Rate Loans

  • Mortgage rate is determined by your credit score, Loan to Value ratio, and the amount and length of the loan.
  • Can be used as a home equity loan (second mortgage)
  • Flexible down payments:
    • FHA: 3.5% down payment required
    • Conventional: 5% down payment required
    • First Time Home Buyer 3% down payment required
    • Home Possible: 3% down payment required
    • USDA: usually zero down payment and appraisal is usually only out of pocket expense.
    • VA: no fees, 0% down payment required

View Rates »

Land or Lot Only Loans

  • For first mortgage only on a given property
  • Terms: 5 and 10 year fixed
  • Used for recreational land purchases
  • 80% of purchase price or appraised value.

View Rates »

New to Buying A House?

We want help you navigate the process smoothly. Use our home buying guide in Tools and Advice to get up to speed on what to expect when you decide to buy your first home.

Check out our home buying guide »

HOW MUCH HOUSE CAN YOU AFFORD?

We can help you find a house that fits your budget. Our mortgage specialist can help you to estimate your monthly payments, just give us a call at 1.800.682.6426 ext. 4485 to talk about what size and type of mortgage you may qualify for.

Cindy helped me throughout the process of purchasing my home while I was living overseas. She was efficient, cheerful and ready to help me at all times. It was a pleasure working with her.

Richard C

Queeny was a lifesaver while I was living in Europe. She had helped me overcome emergencies. She was always pleasant and efficient.

Richard C.

Think of our tips, tutorials and calculators as your very own financial playbook.

Let’s take your first step.

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