Home Equity Line of Credit

Tap into your home for a flexible source of funds.

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Statewide Home Equity Loans


Competitive rates

Our competitive fixed interest rates save you money.


Flexible funds

Have peace of mind knowing you’ll have funds available when you need them


Ongoing source of cash

Draw funds for up to five years, and payback over a ten year period.


Tax-deductible interest

Part or all of the interest you pay is tax-deductible**, which passes the savings on to you.

Easy application and pre-approval process

Get pre-approved using our simple online application.

Transform your home’s equity into cash in your pocket.

When you borrow against the equity in your home, you open a flexible line of credit you can use for periodic expenses like college tuition, vacations, debt consolidation, or home improvement projects.

  • Borrow up to 80% of the equity in your home, with a maximum loan amount of $150,000.
  • Open-end line of credit with a five year draw period and a ten year payback period.
  • 7.99%* fixed interest rate
  • Often, part or all of the interest paid on a Home Equity Line of Credit is tax-deductible.
  • No closing costs except for the appraisal fee.
  • You must carry homeowners insurance on the property.
  • Real estate taxes must be up-to-date.

Let’s take your first step.


*All rates in this table are APR = Annual Percentage Rate. Approval and interest rates are subject to creditworthiness and other factors. Not all who apply will be approved.
**We are not tax advisors and do not provide tax advice. It is strongly recommended that you consult with a qualified tax advisor to assess the deductibility of interest in your individual financial circumstances.