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Banking with Roots.®

At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals.

Have a question or two? We'd love to help!

The opposite of banking as usual.

Looking for a local banking experience with a personal touch, lower fees and convenient access?
Look no further.

Financial Coaching.

Your financial well-being is important to us. Our Certified Financial Counselors are on your team and eager to help you get your financial life back on track.

One Mississippi. One Team.

We’ve been planting roots and building trust in Mississippi for generations. Friendly service, lower fees, convenient access. Our state, credit union, and members are one team.

Great Rates.

As a credit union, we serve our members, not our stakeholders. That means you enjoy better rates, lower fees, and free ATMs.

Today's Rates

Auto Loans » as low as
Credit Card » as low as
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Nothing's gonna slow you down.

At Statewide we know how to get you on the road.  We have competitive low rates as low as 3.99% and 90 days no payments, so let us help get you on the road today!  Apply today with our quick and simple application process.

Apply online today »
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We get it. Life keeps you busy.

Our hassle free checking account keeps you in control, even on the go so you can enjoy the precious parts of life with no worries.

Learn more about our Checking Account »

Statewide Understands Mississippi

Statewide has been planting roots and building trust in communities across Mississippi for generations.

Get to know us »

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Delivering great banking across Mississippi

Whether it’s 90-day no-payment auto loans, easy online banking, or a conversation with one of our Certified Financial Counselors, we provide the tools and solutions you need to take the next step.

Statewide Understands Mississippi

Statewide has been planting roots and building trust in communities across Mississippi for generations.

Get to know us »

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Who’s eligible to join?

  1. Family members of existing members.
  2. Members of the Friends of Flowood Library (Not a member? Join at one of our branches, and we’ll pay your first year’s membership! Get more information about Friends of Flowood Library here)
  3. Members of the Mississippi State University Association
  4. Employees, retirees, and members of the following companies and groups are eligible for membership in Statewide:


ABMB Engineers, Inc.
AmFed Companies , Ridgeland, MS
ARAMARK-DSU Dining Services, Cleveland, MS
ARAMARK-MSU Dining Services, Starkville, MS
Bienville Medical Group, Bienville, MS
Blue Cross/Blue Shield of Mississippi
Bolivar County Council on Aging, Cleveland, MS
Bolivar County, MS Courthouse Employees, Cleveland, MS
Bolivar Medical Center
Brentwood Behavioral Healthcare of MS 
Capital Orthopedic & Sports Medicine Center Flowood, MS
City of Cleveland, MS
City of Flowood – employees of The City of Flowood who work in or are paid or supervised from Flowood, MS
City of Starkville Starkville, MS
Clark Beverage Group Starkville, MS (employees who work in, or are paid or supervised from)
Clear Channel Radio, Jackson, MS (WMSI, WSTZ, WQJQ, WHLH, WJDX, & WZRX)
Cleveland, MS School District
Coldwell Bankers S.R.E. Realtors, Starkville, MS
College Hill Baptist Church, Jackson, MS (Members and Employees)
Consolidated Farm Service Agencyin Mississippi  (formerly ASCS)
Cypress Pharmaceutical , Madison, MS
Delta Radio LLC
Delta State University, Faculty and Staff
Delta State University Students
Drew, MS School District
East Tallahatchie, MS School District
Ergon, Inc., including subsidiaries

FAA Employees in Jackson, MS
Family Members – Spouses, Children, Parents, Grandchildren, Grandparents, Brothers, and Sisters of Current Statewide Members and of Persons eligible for Statewide membership
F.A. Richard & Associates (FARA), Ridgeland, MS
Federal Aviation Administration employees in Jackson, MS
Federal, State, County, or City Government employees who work in Oktibbeha County, MS
Flexsteel, Starkville, MS
Fox-Everett Insurance Agency, Jackson, MS
Gulf States Manufacturers, Starkville, MS
Home-Land Title Real Estate Services
J. Walter Michel Agency, Jackson, MS

King’s Daughters Medical Center, Brookhaven, MS 
Lakeland Animal Clinic Flowood, MS
Madison County, MS Library System
Madison County, MS School District
Madison-Ridgeland Academy (MRA) – All faculty, students & parents eligible
McCoy Federal Building, Jackson, MS (Housing & Urban Dev., Veterans’ Administration, IRS (by family member only)
MFJ Enterprises , Starkville, MS
Mid South Rehab Services
Mississippi Association of Educators
Mississippi Board of Animal Health
Mississippi Credit Union Association
Mississippi Delta Community CollegeFaculty and Staff
Mississippi Delta Community College Students
Mississippi Department of Education
Mississippi Department of Environmental Quality
Mississippi Department of Information Technology Services
Mississippi Department of Rehabilitation Services
Mississippi Diagnostic Imaging Center, Ltd., Flowood, MS
Mississippi Paving and Construction
Mississippi School for the Blind and Deaf
Mississippi Soil and Water Conservation Commission Districts
Mississippi State Board of Junior and Community Colleges
Mississippi State University Alumni Association members
Mississippi State University Extension Service and Experiment Stations
Mississippi State University Faculty and staff 
Mississippi State University Students 
Mississippi Valley State University Faculty and Staff
Mississippi Valley State University Students
MS Diversified Corp., including MS Financial, MS Loan Center, JD Byrider, and CNAC
Neel-Schaffer, Inc
Oktibbeha County
Oktibbeha County Board of Supervisors
OCH Regional Medical Center, Starkville, MS
Oktibbeha County, MS School District

Park Place Christian Academy, Pearl, MS
Plymouth Tube Company,Eupora, MS
Prairie Opportunity Inc.  Starkville, MS
Rankin County, MS School District
Representative Bennie Thompson
Retirees of Any Eligible Group
River Oaks Hospital Flowood, MS
Ross, Kelley, & Hosford, PLLC Starkville, MS
Royce Windham Tractor, Forest, MS
SemiSouth, Inc., Starkville, MS
Senator Thad Cochran’semployees
Shaw School District, Shaw, MS
Singletary & Thrash, Attorneys
Sitel, Inc. – Starkville Call Center
Social Security Administration 
Southwire, Starkville, MS
Starkville Academy, Starkville, MS
Starkville Clinic for Women, PA, Starkville, MS
Starkville Electric Company
Starkville Housing Authority
Starkville, MS Public School District
Statewide Federal Credit Union
Sullivan’s Office Supply, Starkville, MS
Sunflower County, MS School District
Surviving Spouse of a Deceased Member or Potential Member
Synergetics Diversified Computer Services
The Carrington Nursing Center, Starkville, MS
The CPI Group, LLC, Columbus, MS
The Greater Starkville Development Partnership (GSDP) – employees of GSDP who work in or are paid or supervised from Starkville, MS
The Jackson Zoological Society members
The Plastic Surgical Center of Mississippi, Ltd, Flowood, MS
Titan Engineering & Construction, Madison, MS

U.S. Bureau of Land Management in Jackson, MS
U.S. Defense Contract Audit Agency who work in Jackson, MS
U.S. Department of Agriculture in MS
U.S. Department of Commerce who work in Jackson, MS
U.S. Department of Interior in Mississippi
U.S. Department of Justice, United States Trustee, districts of LA and MS, who work in Jackson, MS
U.S. Department of Justice, who work in the Southern or Northern districts of Mississippi
U.S. Department of Labor, Office of Federal Contract Compliance Programs, OSHA, and Wage and Hour Division, Jackson, MS
U.S. District Court who work within the Districts of Mississippi
U.S. Fish and Wildlife Service in Jackson, MS
U.S. Forest Service
U.S. General Services Administration in Mississippi
U.S. Geological Survey in Jackson, MS
U.S. Natural Resources Conservation Service(formerly Soil Conservation Service) in Mississippi
U.S. Rural Development Agency(formerly Farmers Home Administration) in Mississippi
U.S. Small Business Administration
Uncle Ben’s , Greenville, MS
Urology Associates of Mississippi Flowood, MS
Van Petroleum, Inc, Jackson, MS
WeatherVision, Inc, Jackson, MS
West Bolivar School District, Rosedale, MS
Wide Bandgap Division of II-IV, Inc., Starkville, MS

Because even the best players need coaches.

Struggling with debt? Feeling the crunch at the end of the month? Meet with one of our Certified Financial Counselors. They’re on your team and eager to help you get your financial life back on track. Reach out to one of our counselors »

Mark Milner

Mark Milner, Financial Counselor

Read Mark's story »
Queeny Qualls

Queeny Qualls, Financial Counselor

Read Queeny's story »
Coach Sedric

Sedric Brinson, Ambassador

Read Sedric's story »

Think of our tips, tutorials and calculators as your very own financial playbook.

Need help getting back on track?

Struggling with debt? Feeling the crunch at the end of the month? Meet with one of our Certified Financial Counselors. We can help.

Never miss an update! Stay up-to-date with what’s happening at Statewide with our quarterly newsletter.

Ready to Join Statewide?

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