Rates
|
Min. Balance |
Dividend Rate |
APY |
|
|---|---|---|---|
|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance |
|||
|
Regular Shares |
$5 |
.05% |
.050% |
|
Christmas Club |
$0 |
.05% |
.050% |
|
Money Management Account |
$2500 |
.15% |
.150% |
|
IRA Shares |
$0 |
.15% |
.150% |
|
Term |
Min. Deposit |
Dividend Rate |
APY |
|---|---|---|---|
|
*APY=Annual Percentage Yield |
|||
|
60 Month |
$1,000 |
0.45% |
0.4509% |
|
48 Month |
$1,000 |
0.45% |
0.4509% |
|
36 Month |
$1,000 |
0.45% |
0.4509% |
|
30 Month |
$1,000 |
0.35% |
0.3506% |
|
24 Month |
$1,000 |
0.35% |
0.3506% |
|
18 Month |
$1,000 |
0.25% |
0.2503% |
|
12 Month |
$1,000 |
0.25% |
0.2503% |
|
6 Month |
$1,000 |
0.15% |
0.1501% |
|
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||
|
7.95% |
9.25% |
12.25% |
14% |
17% |
|
Term |
APR |
|---|---|
|
*APR=Annual Percentage Rate |
|
|
10 Year |
Call for current rates |
|
15 Year |
Call for current rates |
|
20 Year |
Call for current rates |
|
30 Year |
Call for current rates |
|
Rate |
APR |
|---|---|
|
*LTV=Loan-to-value Ratio |
|
|
80% LTV* |
5% |
|
Term |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||||
|
1-24 Months |
1.49% |
2.65% |
6.45% |
9.45% |
14.99% |
18.00% |
|
25-36 Months |
2.49% |
2.89% |
6.85% |
9.85% |
15.25% |
18.00% |
|
37-48 Months |
2.49% |
3.25% |
7.15% |
10.35% |
15.50% |
18.00% |
|
49-66 Months |
2.99% |
3.75% |
7.85% |
10.85% |
15.99% |
18.00% |
|
67-72 Months |
3.49% |
5.25% |
8.35% |
11.85% |
16.75% |
18.00% |
|
73-84 Months |
3.99% |
6.25% |
8.49% |
13.85% |
17.25% |
18.00% |
|
Term |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||||
|
1-24 Months |
1.49% |
2.65% |
6.45% |
9.45% |
14.99% |
18.00% |
|
25-36 Months |
2.49% |
2.89% |
6.85% |
9.85% |
15.25% |
18.00% |
|
37-48 Months |
2.49% |
3.25% |
7.15% |
10.35% |
15.50% |
18.00% |
|
49-66 Months |
2.99% |
3.75% |
7.85% |
10.85% |
15.99% |
18.00% |
|
67-72 Months |
3.49% |
5.25% |
8.35% |
11.85% |
16.75% |
18.00% |
|
Term |
Min. Loan |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
|||||||
|
1-24 Months |
None |
1.49% |
2.65% |
6.45% |
9.45% |
14.99% |
18.00% |
|
25-36 Months |
None |
2.49% |
2.89% |
6.85% |
9.85% |
15.25% |
18.00% |
|
37-48 Months |
None |
2.49% |
3.25% |
7.15% |
10.35% |
15.50% |
18.00% |
|
49-66 Months |
None |
2.99% |
3.75% |
7.85% |
10.85% |
15.99% |
18.00% |
|
67-72 Months |
None |
3.49% |
5.25% |
8.35% |
11.85% |
16.75% |
18.00% |
|
73-84 Months |
$30,000 or more |
4.25% |
6.25% |
8.49% |
13.85% |
17.25% |
18.00% |
|
Up to 120 Months |
$30,000 or more |
5.25% |
6.75% |
8.89% |
14.85% |
17.50% |
18.00% |
|
Term |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||||
|
1-24 Months |
1.49% |
2.65% |
6.45% |
9.45% |
14.99% |
18.00% |
|
25-36 Months |
2.49% |
2.89% |
6.85% |
9.85% |
15.25% |
18.00% |
|
37-48 Months |
2.49% |
3.25% |
7.15% |
10.35% |
15.50% |
18.00% |
|
49-60 Months |
2.99% |
3.75% |
7.85% |
10.85% |
15.99% |
18.00% |
|
Term |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||||
|
Up to 36 Months |
7.95% |
9.95% |
12% |
14.50% |
16.50% |
18% |
|
Term |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||||
|
Up to 36 Months |
8.95% |
10.95% |
12.75% |
15.25% |
17.25% |
18.00% |
|
Share Savings Secured |
Dividend Rate + 3% |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
|
|
Share Certificate Secured |
Dividend Rate + 3% |
|
Term |
Max. Loan |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
E Credit |
|---|---|---|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
|||||||
|
60 Months |
$50,000 |
6.99% |
7.75% |
8.99% |
12.75% |
16.75% |
18.00% |