Rates
Rates Sections
Savings
|
Min. Balance |
Dividend Rate |
APY |
|
|---|---|---|---|
|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 12/21/2022. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice. |
|||
|
Regular Shares |
Min. Balance $5 |
Dividend Rate .05% |
APY .050% |
|
Christmas Club |
Min. Balance $0 |
Dividend Rate .05% |
APY .050% |
|
Money Management Account |
Min. Balance $2500 |
Dividend Rate .45% |
APY .451% |
|
IRA Shares |
Min. Balance $0 |
Dividend Rate .45% |
APY .451% |
|
Deposit |
Dividend Rate |
APY |
|---|---|---|
|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 09/30/2025. Fees may reduce earnings on the account. All rates are subject to change without notice. |
||
|
Deposit $0 - $9,999 |
Dividend Rate 0.05% |
APY 0.05% |
|
Deposit $10,000 - $49,999 |
Dividend Rate 1.24% |
APY 1.25% |
|
Deposit $50,000 & above |
Dividend Rate 2.96% |
APY 3.00% |
|
Term |
Min. Deposit |
Dividend Rate |
APY |
|---|---|---|---|
|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 09/18/2025. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice. |
|||
|
Term 60 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 48 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 36 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 30 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 25 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 24 Month |
Min. Deposit $1,000 |
Dividend Rate 2.08% |
APY 2.10% |
|
Term 18 Month |
Min. Deposit $1,000 |
Dividend Rate 2.33% |
APY 2.35% |
|
Term 15 Month |
Min. Deposit $1,000 |
Dividend Rate 2.33% |
APY 2.35% |
|
Term 12 Month |
Min. Deposit $1,000 |
Dividend Rate 2.47% |
APY 2.50% |
|
Term 9 Month |
Min. Deposit $1,000 |
Dividend Rate 2.96% |
APY 3.00% |
|
Term 6 Month |
Min. Deposit $1,000 |
Dividend Rate 2.96% |
APY 3.00% |
Credit Card
|
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
|---|---|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
||||
|
A+ Credit 9.95% |
A Credit 11.95% |
B Credit 14.95% |
C Credit 16.95% |
D Credit 17.95% |
Home Loans
|
Term |
APR |
|---|---|
|
*APR=Annual Percentage Rate |
|
|
Term 10 Year |
APR Call for current rates |
|
Term 15 Year |
APR Call for current rates |
|
Term 20 Year |
APR Call for current rates |
|
Term 30 Year |
APR Call for current rates |
|
Rate |
APR |
|||
|---|---|---|---|---|
|
Disclaimer:
|
||||
|
Rate 80% LTV* |
APR As Low As 7.99% |
|||
Vehicle Loans
|
Term |
Rates (APR) |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
|
Term 1-24 Months |
Rates (APR) 3.49% - 18.00% |
|
Term 25-36 Months |
Rates (APR) 3.49% - 18.00% |
|
Term 37-48 Months |
Rates (APR) 4.25% - 18.00% |
|
Term 49-66 Months |
Rates (APR) 4.49% - 18.00% |
|
Term 67-72 Months |
Rates (APR) 5.25% - 18.00% |
|
Term 73-78 Months |
Rates (APR) 6.25% - 18.00% |
|
Term Up to 84 Months |
Rates (APR) 6.99% - 18.00% |
|
Term |
Rates (APR) |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
|
Term 1-24 Months |
Rates (APR) 3.49% - 18.00% |
|
Term 25-36 Months |
Rates (APR) 3.49% - 18.00% |
|
Term 37-48 Months |
Rates (APR) 4.25% - 18.00% |
|
Term 49-66 Months |
Rates (APR) 4.49% - 18.00% |
|
Term 67-72 Months |
Rates (APR) 5.25% - 18.00% |
|
Term |
Min. Loan |
Rates (APR) |
|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
||
|
Term 1-24 Months |
Min. Loan None |
Rates (APR) 3.99% - 18.00% |
|
Term 25-36 Months |
Min. Loan None |
Rates (APR) 4.99% - 18.00% |
|
Term 37-48 Months |
Min. Loan None |
Rates (APR) 5.49% - 18.00% |
|
Term 49-66 Months |
Min. Loan None |
Rates (APR) 5.99% - 18.00% |
|
Term 67-72 Months |
Min. Loan None |
Rates (APR) 6.29% - 18.00% |
|
Term 73-84 Months |
Min. Loan $30,000 or more |
Rates (APR) 7.49% - 18.00% |
|
Term Up to 120 Months |
Min. Loan $30,000 or more |
Rates (APR) 8.99% - 18.00% |
|
Term |
Rates (APR) |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
|
Term 1-24 Months |
Rates (APR) 3.99% - 18.00% |
|
Term 25-36 Months |
Rates (APR) 4.99% - 18.00% |
|
Term 37-48 Months |
Rates (APR) 5.49% - 18.00% |
|
Term 49-60 Months |
Rates (APR) 5.99% - 18.00% |
Other Loans
|
Term |
Rates (APR) |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
|
Term Up to 36 Months |
Rates (APR) 10.45% - 18.00% |
|
Term |
Rates (APR) |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
|
Term Up to 36 Months |
Rates (APR) 10.45% - 18.00% |
|
Share Savings Secured |
Dividend Rate + 3% |
|---|---|
|
*All rates in this table are APR=Annual Percentage Rate |
|
|
Share Savings Secured Share Certificate Secured |
Dividend Rate + 3% Dividend Rate + 3% |
|
Term |
Max. Loan |
Rates (APR) |
|---|---|---|
|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 7.99% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $202.79 each, with a final payment of $202.64. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
||
|
Term 60 Months |
Max. Loan $50,000 |
Rates (APR) 7.99% - 18.00% |