Rates
Min. Balance |
Dividend Rate |
APY |
|
---|---|---|---|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 12/21/2022. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice. |
|||
Regular Shares |
$5 |
.05% |
.050% |
Christmas Club |
$0 |
.05% |
.050% |
Money Management Account |
$2500 |
.45% |
.451% |
IRA Shares |
$0 |
.45% |
.451% |
Deposit |
Dividend Rate |
APY |
---|---|---|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 7/17/2023. Fees may reduce earnings on the account. All rates are subject to change without notice. |
||
$0 - $9,999 |
0.05% |
0.05% |
$10,000 - $49,999 |
1.83% |
1.85% |
$50,000 & above |
3.78% |
3.85% |
Term |
Min. Deposit |
Dividend Rate |
APY |
---|---|---|---|
*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 08/26/2024. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice. |
|||
60 Month |
$1,000 |
2.72% |
2.75% |
48 Month |
$1,000 |
2.72% |
2.75% |
36 Month |
$1,000 |
2.96% |
3.00% |
30 Month |
$1,000 |
2.96% |
3.00% |
24 Month |
$1,000 |
2.96% |
3.00% |
18 Month |
$1,000 |
3.20% |
3.25% |
12 Month |
$1,000 |
3.45% |
3.50% |
6 Month |
$1,000 |
3.45% |
3.50% |
A+ Credit |
A Credit |
B Credit |
C Credit |
D Credit |
---|---|---|---|---|
*All rates in this table are APR=Annual Percentage Rate |
||||
9.95% |
11.95% |
14.95% |
16.95% |
17.95% |
Term |
APR |
---|---|
*APR=Annual Percentage Rate |
|
10 Year |
Call for current rates |
15 Year |
Call for current rates |
20 Year |
Call for current rates |
30 Year |
Call for current rates |
Rate |
APR |
---|---|
*LTV=Loan-to-value Ratio |
|
80% LTV* |
7.99% |
Term |
Rates (APR) |
---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
1-24 Months |
3.49% - 18.00% |
25-36 Months |
4.49% - 18.00% |
37-48 Months |
4.99% - 18.00% |
49-66 Months |
5.29% - 18.00% |
67-72 Months |
5.79% - 18.00% |
73-78 Months |
6.99% - 18.00% |
Up to 84 Months |
7.79% - 18.00% |
Term |
Rates (APR) |
---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
1-24 Months |
3.49% - 18.00% |
25-36 Months |
4.49% - 18.00% |
37-48 Months |
4.99% - 18.00% |
49-66 Months |
5.29% - 18.00% |
67-72 Months |
5.79% - 18.00% |
Term |
Min. Loan |
A Credit |
---|---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
||
1-24 Months |
None |
3.99% - 18.00% |
25-36 Months |
None |
4.99% - 18.00% |
37-48 Months |
None |
5.49% - 18.00% |
49-66 Months |
None |
5.99% - 18.00% |
67-72 Months |
None |
6.25% - 18.00% |
73-84 Months |
$30,000 or more |
7.49% - 18.00% |
Up to 120 Months |
$30,000 or more |
8.99% - 18.00% |
Term |
Rates (APR) |
---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
1-24 Months |
3.99% - 18.00% |
25-36 Months |
4.99% - 18.00% |
37-48 Months |
5.49% - 18.00% |
49-60 Months |
5.99% - 18.00% |
Term |
Rates (APR) |
---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
Up to 36 Months |
10.45% - 18.00% |
Term |
Rates (APR) |
---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
|
Up to 36 Months |
10.45% - 18.00% |
Share Savings Secured |
Dividend Rate + 3% |
---|---|
*All rates in this table are APR=Annual Percentage Rate |
|
Share Certificate Secured |
Dividend Rate + 3% |
Term |
Max. Loan |
A Credit |
---|---|---|
*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 7.99% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $202.79 each, with a final payment of $202.64. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations. |
||
60 Months |
$50,000 |
7.99% - 18.00% |