Personal Loans

A smarter way to get extra cash when you need it.

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Statewide Personal Loans

Benefits

Competitive rates

Our rates save you money when you need it most.

 

No or low fees

Our Signature Line of Credit is fee-free.

Avoid payday loans

Our Express loans are a great alternative, with lower rates than payday loans.

Quick application and approval process

Apply online, by phone, or at your local branch.

Convenient ways to pay

Make your loan payments online, by automatic payroll deduction, or in person at a branch.

Queeny is a great team member. She’s very professional and knowledgeable. When I first came in contact with her, she made me feel very comfortable working on my loan. Everything was explained so clearly. I was having trouble getting my e-mail and she was so patient with me. All of this took place over the phone. I must admit it was the quickest loan I’ve ever got. Thanks Queeny.

Karen C.

Signature Line of Credit

Need cash? Give yourself a loan that lets you decide how much you want to borrow and when. After you’re approved, we give you a credit limit and you can borrow and repay as often as you like within that limit. Our Signature Line of Credit is great for overdraft coverage, weddings, vacations, holidays, and debt consolidation.  

  • Open-ended terms
  • Competitive interest rates, based on your credit score
  • No fees
  • Avoid overdraft fees by using as overdraft protection
  • No collateral requirements
  • Access your line of credit by phone, online or through telephone banking.
  • Part of your loan limit can be put onto a Visa Credit Card.

View Rates »

Express Loans

We want to help you avoid payday loans and their high interest rates. If you need quick cash for a specific reason, this may be a good loan for you.

  • Interest rate lower than title and payday loans
  • $20 fee
  • Flexible terms
  • Have recent paystubs with you when you apply

Ready to apply for a Statewide Personal Loan?

Disclosures

*Interest rates based on the applicant’s credit score and term of loan. Not all applicants will be approved. Approval and interest rates are subject to creditworthiness and other factors. Not all applicants will qualify for the lowest rate.
**Interest will begin to accrue when the loan is disbursed.