Personal Loans

A smarter way to get extra cash when you need it.

Contact us to get started »
Statewide Personal Loans

Benefits

Competitive rates

Our rates save you money when you need it most.

 

No or low fees

Our Signature Line of Credit is fee-free.

Avoid payday loans

Our Express loans are a great alternative, with lower rates than payday loans.

Quick application and approval process

Apply online, by phone, or at your local branch.

Convenient ways to pay

Make your loan payments online, by automatic payroll deduction, or in person at a branch.

Signature Line of Credit

Need cash? Give yourself a loan that lets you decide how much you want to borrow and when. After you’re approved, we give you a credit limit and you can borrow and repay as often as you like within that limit. Our Signature Line of Credit is great for overdraft coverage, weddings, vacations, holidays, and debt consolidation.  

  • Open-ended terms
  • Competitive interest rates, based on your credit score
  • No fees
  • Avoid overdraft fees by using as overdraft protection
  • No collateral requirements
  • Access your line of credit by phone, online or through telephone banking.
  • Part of your loan limit can be put onto a Visa Credit Card.

View Rates »

Express Loans

We want to help you avoid payday loans and their high interest rates. If you need quick cash for a specific reason, this may be a good loan for you.

  • 28% interest rate, lower than title and payday loans
  • $20 fee
  • Flexible terms
  • Have recent paystubs with you when you apply

Think of our tips, tutorials and calculators as your very own financial playbook.

Ready to apply for a Statewide Personal Loan?

Disclosures

*Interest rate based on your credit score.


You have requested a website outside of statewidefcu.org.

By accessing this link, you will be leaving the Statewide Federal Credit Union website and entering a website hosted by another party. Statewide Federal Credit Union has approved this website as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Statewide Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering which may be different from those of the Statewide Federal Credit Union.

Click the link below to continue or CANCEL to remain within the Statewide Federal Credit Union website.

Cancel Accept