Checking
Banking that keeps up with your family’s busy life.
Why Members Choose Statewide Checking
Whether you’re paying bills, making purchases, depositing checks, or managing your finances on the go, Statewide Checking gives you the convenience, flexibility, and digital tools you need to stay in control of your money.
No Monthly Fees
Free Visa Debit Card
Free Online & Mobile Banking
Overdraft Protection Options
Digital Banking Tools
Wellness+ Financial Wellness Tools
Designed for Everyday Life
✅ Pay bills and everyday expenses
✅ Receive direct deposit
✅ Track spending with Wellness+
✅ Manage family finances on the go
✅ Access your money anytime with Online and Mobile Banking
✅ Save and plan for future financial goals
Featured Tool: Wellness+
Track spending, create budgets, set savings goals, monitor subscriptions, and connect external accounts, all within Online and Mobile Banking.
Whether you’re building an emergency fund, managing household expenses, saving for a major purchase, or planning for retirement, Wellness+ helps you stay organized and focused on your financial goals.
Compare Our Checking Options
Free Checking
Best for members who want a simple, no-fee account for everyday banking.
- $0 minimum opening deposit
- No minimum balance
- No monthly fees
- Free eStatements
- Overdraft protection options***
Money Management
- $2,500 minimum deposit
- $2,500 minimum balance
- $500 minimum withdrawal (including checks)
- .45% APY*
- Dividends compounded monthly
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Easy access to funds
Visa/Debit ATM Card
Your Statewide Visa Debit Card gives you secure access to your money wherever life takes you.
- Make purchases anywhere Visa is accepted
- Access cash at thousands of ATMs
- Get cash back at participating retailers
- View transactions through Online and Mobile Banking
- Accepted at thousands of ATMs worldwide.
More Ways to Manage Your Money
From traveling internationally to banking on the go, Statewide provides the tools and services you need to stay connected to your finances wherever life takes you.
Planning To Travel Internationally?
Please call us at 1.800.682.6426.
Ordering Checks
Need to re-order new checks? Simply click the link below to get started. If this is your first time ordering checks, please call us or come in the office to get registered.
Online & Mobile Banking
- View balances and transactions
- Transfer funds
- Deposit checks remotely
- Pay bills online
- Access Wellness+
- View cleared check images
- Receive account alerts
*Carrier and data rates may apply.
Continue Your Financial Wellness Journey
Ready to Open Your Checking Account?
Whether you’re opening your first checking account, switching financial institutions, or looking for better digital banking tools, Statewide Checking is designed to fit your everyday needs.
Disclosures
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1 We will charge you a fee of $26 each time we pay an overdraft. This fee applies to overdrafts resulting from check payments, in-person withdrawals, ATM withdrawals, or other electronic means. You will have a period of 30 days to repay or cover any overdraft. Please note that the payment of overdrafts is discretionary, and we reserve the right not to pay. Certain circumstances, such as your account not being in good standing, irregular deposits, or a history of excessive overdrafts, may lead to non-payment of overdrafts. We strive to provide transparent and fair overdraft practices to ensure the best financial experience for our members.
*APY (Annual Percentage Yield) is 0.45% as of 12/21/2022. Fees may reduce earnings on the account.
**We issue a free Visa ATM/Debit Card to those who qualify.
*** View our Overdraft Privilege Policy »