Checking
Free is our way of saying thank you for being part of the Statewide team.
Benefits
No Fees
Absolutely no monthly fees. None!
Free Visa Debit Card
Enjoy access to nearly 30,000 surcharge-free ATMs around the world.
Free Online Banking and Bill Pay
Use our online banking to manage your accounts from your computer or mobile device.
Overdraft Protection
Enjoy peace of mind with three options for overdraft protection1.
Withdrawals and Transfers
Move and withdraw funds with some limitations on the number of transactions.
eStatements
Enjoy the ease and convenience of paperless eStatements.
Checking
Our free Checking account is hassle-free. Experience maximum flexibility with:
- $0 minimum opening deposit
- No minimum balance
- No monthly fees
- Free eStatements
- Overdraft protection from your share savings account, a Signature Line of Credit, or Courtesy Pay***
Money Management
The Money Management account is better than free. When you maintain the $2,500 minimum balance, you earn dividends on your money. Earn more and easily access your funds:
- $2,500 minimum deposit
- $2,500 minimum balance
- $500 minimum withdrawal (including checks)
- .45% APY*
- Dividends compounded monthly
Visa/Debit ATM Card
As a benefit of your free checking account, you’ll receive a Visa Debit/ATM card**. Its convenience, safety and flexibility can’t be beat:
- Use it for free, as often as you like.
- Accepted at millions of locations worldwide, wherever Visa is accepted.
- Accepted at thousands of ATMs worldwide.
- See detailed transaction descriptions on your monthly statement.
- Get cash back at major retailers and locally-owned retailers on the CU24 network.
PLANNING TO TRAVEL INTERNATIONALLY?
Due to increased fraudulent activity in foreign countries, we have placed a restriction on transactions outside the United States for your Statewide Debit, Credit and ATM cards. If you plan to travel to a foreign country, please notify us so we can lift the restriction for the duration of your trip. Please call us at 1.800.682.6426.
ORDERING CHECKS
Need to re-order new checks? Simply click the link below to get started. If this is your first time ordering checks, please call us or come in the office to get registered.
WITH ONLINE MOBILE BANKING, ACCESS YOUR ACCOUNTS 24/7
We love to see you at our branches! But we know life can get busy, and you need access to your account on the go, anytime, anywhere. Use our online and mobile banking, including Bill Pay and Remote Deposit, to easily manage your accounts.
*Carrier and data rates may apply.
Think of our tips, tutorials and calculators as your very own financial playbook.
Ready to open a Statewide Checking Account?
Disclosures
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1 We will charge you a fee of $26 each time we pay an overdraft. This fee applies to overdrafts resulting from check payments, in-person withdrawals, ATM withdrawals, or other electronic means. You will have a period of 30 days to repay or cover any overdraft. Please note that the payment of overdrafts is discretionary, and we reserve the right not to pay. Certain circumstances, such as your account not being in good standing, irregular deposits, or a history of excessive overdrafts, may lead to non-payment of overdrafts. We strive to provide transparent and fair overdraft practices to ensure the best financial experience for our members.
*APY (Annual Percentage Yield) is 0.45% as of 12/21/2022. Fees may reduce earnings on the account.
**We issue a free Visa ATM/Debit Card to those who qualify.
*** View our Overdraft Privilege Policy »