Get an Auto Loan

Our low-rate loans will get you moving.

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We make the car buying process easy.

Figure out what you can afford

Our Service Specialists can help find your target monthly payment during the application process.

Apply for a loan

Get pre-qualified for a Statewide auto loan. We can pre-approve you for the amount you’d like to spend, to help you get a good deal at the dealership.

Shop for the vehicle you want

Find your new or used car at a dealership or other third-party.

Benefits of a Statewide auto loan.

No payments for the first 90 days

That’s right—90 days before your first payment is due.**

A quick application and approval process

Apply online, by phone, or at your local branch, with 100% financing available.

Convenient ways to pay and no prepayment penalties

Make your loan payments online, by automatic payroll deduction, or in person at a branch.

Competitive rates

Low rates for new and used vehicles, with flexible terms up to 84 months.

Fast, personal credit decisions

We’ll help you understand how your credit score influences your rate.

Extra options for peace of mind

Protect your purchase with GAP Coverage and Credit Life and Credit Disability.

Statewide helped me save money with their unbeatable loan rates.

James B.

From the first day I walked into Statewide Mark has always went the extra mile for me. From helping me with my accounts, to being with me though the process of purchasing my car. He always knew exactly how to help me even when I wasn’t sure what steps I needed to take in the purchasing process. I am very satisfied with the service and the relationship I have built with the credit union.


Buying a car? Be car smart.

  • Know how much car you can afford. Our Service Specialists can help find your target monthly payment, just call us or apply today.
  • Get to know a used car before buying it. Use the NADA Used Car Cost Guide to get average retail, trade-in and loan values of your potential ride. Visit CarFax to find out if there are any skeletons in the car’s closet.

Get pre-qualified for a Statewide auto loan. We can pre-approve you for the amount you’d like to spend, to help you get a good deal at the dealership.

mom and two kids and a dog getting into a car


A vehicle is considered new when it meets both of the following criteria:

  • It has never been titled or registered with the DMV or any other appropriate agency
  • The odometer, if applicable, has less than 6,000 miles

When you apply for an auto loan with Statewide FCU, you’ll be asked to provide personal information such as your name, address, Social Security number, employment information, income, U.S. citizenship status and email address.

Depending on the specifics of your loan request, the following documents may be required prior to closing: purchase agreement/bill of sales, registration, title, lease buyout instructions, proof of income, federal tax returns, W-2s and financial statements.

Your loan approval and interest rate are locked in for 30 calendar days from the date of your original loan submission.

GAP Plus Coverage

If your car is damaged or stolen, it’s possible your car insurance won’t cover the full amount you owe on your vehicle. We don’t want this to happen to you, so to help protect you against this kind of loss, we offer GAP Coverage.

Guaranteed Asset Protection (GAP) covers the difference between the insurance settlement and remaining loan balance. It will even pay $1,000 towards your next vehicle purchase when financed through the credit union.

To learn more, call us at 1.800.682.6426

Protection for Your Loan

We also offer payment protection for our loans in the form of Credit Life and Credit Disability. This protection plan helps make your loan payments should you become disabled or deceased. Contact us for more information about this peace of mind product.

To learn more, call us at 1.800.682.6426.

Ready to apply for a Statewide Auto Loan?


*Interest rates based on the applicant’s credit score and term of loan. Not all applicants will be approved. Approval and interest rates are subject to creditworthiness and other factors. Not all applicants will qualify for the lowest rate.
**Interest will begin to accrue when the loan is disbursed.