Auto Loans

Low-rate auto loans for the roads you travel.

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Statewide Auto Loans


No payments for the first 90 days

That’s right—90 days before your first payment is due.

Competitive rates that save you money

We offer the same low rates for new and used vehicles, with flexible terms.


Save time with a quick application and approval process

Apply online, by phone, or at your local branch.


Refinance your current vehicle

Already own a car? Refinance with Statewide for a lower rate.

Convenient ways to pay

Make your loan payments online, by automatic payroll deduction, or in person at a branch.

Extra options for peace of mind

Protect your purchase with GAP Coverage and Credit Life and Credit Disability.

We want to help you get on the road.

That’s why we offer auto loans that cover all of your needs—new or used cars, dealer or third party, new purchase or a refinance of your current loan.

  • Flexible terms up to 84 months
  • 100% financing available
  • No prepayment penalties
  • Rates as low as 3.99%*

View Rates »

Buying a car? Be car smart.

  • Know how much car you can afford. Our Service Specialists can help find your target monthly payment, just call us or apply today.
  • Get to know a used car before buying it. Use the NADA Used Car Cost Guide to get average retail, trade-in and loan values of your potential ride. Visit CarFax to find out if there are any skeletons in the car’s closet.

Get pre-qualified for a Statewide auto loan. We can pre-approve you for the amount you’d like to spend, to help you get a good deal at the dealership.

GAP Plus Coverage.

If your car is damaged or stolen, it’s possible your car insurance won’t cover the full amount you owe on your vehicle. We don’t want this to happen to you, so to help protect you against this kind of loss, we offer GAP Coverage.

Guaranteed Asset Protection (GAP) covers the difference between the insurance settlement and remaining loan balance. It will even pay $1,000 towards your next vehicle purchase when financed through the credit union.

To learn more, call us at 1.800.682.6426

Protection For Your Loan.

We also offer payment protection for our loans in the form of Credit Life and Credit Disability. This protection plan helps make your loan payments should you become disabled or deceased. Contact us for more information about this peace of mind product.

To learn more, call us at 1.800.682.6426.

Statewide helped me save money with their unbeatable loan rates.

James B.

From the first day I walked into Statewide Mark has always went the extra mile for me. From helping me with my accounts, to being with me though the process of purchasing my car. He always knew exactly how to help me even when I wasn’t sure what steps I needed to take in the purchasing process. I am very satisfied with the service and the relationship I have built with the credit union.


Ready to apply for a Statewide Auto Loan?


Interest rates based on the applicant’s credit score and term of loan. Not all applicants will be approved. Approval and interest rates are subject to creditworthiness and other factors. Not all applicants will qualify for the lowest rate.
**Interest will begin to accrue when the loan is disbursed.