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High Yield Savings

Make your savings work harder.

Why Members Choose High Yield Savings

Earn More on Your Savings

Put excess cash to work with a competitive dividend rate.

Keep Your Money Accessible

Access your funds when needed while still earning on your balance.

Save for What’s Next

Whether you’re preparing for expected expenses or unexpected opportunities, High Yield Savings helps you stay ready.

Manage Everything in One Place

Monitor balances and transfers through Online and Mobile Banking.

Build Financial Confidence

Create a dedicated savings strategy that supports your short- and long-term financial goals.

What Might You Save For?

✅ Emergency Fund

✅ Family Vacation

✅ Home Improvements

✅ Education Expenses

✅ New Vehicle Down Payment

✅ Future Financial Goals

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High Yield Savings

Whether you’re building an emergency fund, saving for a future purchase, setting aside money for a family vacation, or looking for a place to keep larger balances, a High Yield Savings Account can help your money work harder.

Account Features

  • No minimum opening deposit
  • No minimum balance requirement
  • Unlimited withdrawals and transfers
  • Dividends paid monthly based on your average daily balance
  • Higher dividend rates available on balances of $10,000 or more
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Earn More as Your Savings Grow

Our High Yield Savings Account rewards members who maintain larger balances with higher dividend rates*:
Account Balance Dividend Rate APY
Balances from $0 to $9,999 0.05% 0.05%
Balances from $10,000 to $49,999 1.24% 1.25%
Balances from $50,000 and above 2.96% 3.00%
Whether you’re building your savings one deposit at a time or maintaining a larger balance for future goals, your money can continue growing while remaining easily accessible.
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Featured Tool: Wellness+

A High Yield Savings Account helps your money grow. Wellness+ helps you create a plan for it.

Track spending, build a budget, set savings goals, and monitor progress toward the milestones that matter most.

Whether you’re saving for a family vacation, a home project, education expenses, or long-term financial security, Wellness+ helps keep your goals within reach.

Learn About Wellness+

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Ready to Grow Your Savings?

Whether you’re preparing for emergencies, planning a major purchase, or building financial confidence for the future, a High Yield Savings Account can help you reach your goals faster.

Disclosures

*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 7/31/2025. Fees may reduce earnings on the account. All rates are subject to change without notice.
**Carrier or data rates may apply.