Retirement
Saving today for the life you want tomorrow.
Plan for the future with confidence.
Whether retirement is years away or just around the corner, taking small steps today can help you build the future you envision for yourself and your family.
Retirement planning isn’t just about saving money. It’s about creating a strategy that supports your long-term goals, lifestyle, and financial security.
Why Retirement Planning Matters
Planning ahead can help you:
- Build long-term financial security
- Prepare for life’s unexpected events
- Create additional income for retirement
- Support your future lifestyle goals
- Reduce financial stress later in life
The earlier you begin saving, the more time your money has the opportunity to grow.
Retirement Planning Basics
Start Saving Early
Determine Your Goals
- When you’d like to retire
- The lifestyle you hope to maintain
- Your anticipated living expenses
- Healthcare and insurance needs
- Travel and leisure goals
Prioritize Retirement Savings
Diversify Your Savings
Build Your Retirement Strategy
IRAs & Retirement Savings
Statewide offers retirement savings solutions designed to help members plan for the future.
Traditional IRA
A Traditional IRA may provide tax advantages today while helping you build retirement savings for tomorrow.*
Roth IRA
A Roth IRA allows eligible members to make after-tax contributions and potentially enjoy tax-free qualified withdrawals in retirement.*
IRA Share Certificates
An IRA Share Certificate combines retirement savings benefits with the predictable earnings of a Share Certificate.
Featured Tool: Wellness+
Retirement planning starts with understanding your finances today.
Using Wellness+, you can:
- Track spending
- Create budgets
- Set savings goals
- Monitor debt
- Connect external accounts
- View your overall financial picture
Whether you’re preparing for retirement, building an emergency fund, or saving for future goals, Wellness+ can help you stay on track.
Additional Retirement Resources
Explore tools and information to help you prepare for every stage of retirement.
Ready to Start Planning for Retirement?
Whether you’re just beginning your retirement journey or reviewing an existing plan, Statewide is here to help you take the next step with confidence.