Rates

Savings

Min. Balance

Dividend Rate

APY

*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 12/21/2022. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.

Regular Shares

$5

.05%

.050%

Christmas Club

$0

.05%

.050%

Money Management Account

$2500

.45%

.451%

IRA Shares

$0

.45%

.451%

High Yield Savings

Deposit

Dividend Rate

APY

*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 7/17/2023. Fees may reduce earnings on the account. All rates are subject to change without notice.

$0 - $9,999

0.05%

0.05%

$10,000 - $49,999

1.83%

1.85%

$50,000 & above

3.78%

3.85%

Certificates

Term

Min. Deposit

Dividend Rate

APY

*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. APY=Annual Percentage Yield. Rates are effective as of 09/26/2023. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.

60 Month

$1,000

3.20%

3.25%

48 Month

$1,000

3.30%

3.35%

36 Month

$1,000

3.40%

3.45%

30 Month

$1,000

3.49%

3.55%

24 Month

$1,000

3.69%

3.75%

18 Month

$1,000

3.69%

3.75%

12 Month

$1,000

3.69%

3.75%

6 Month

$1,000

3.69%

3.75%

VISA Platinum Card

A+ Credit

A Credit

B Credit

C Credit

D Credit

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
*For more information about credit card fees, click here

9.95%

11.95%

14.95%

16.95%

17.95%

Mortgage Loans (FIXED)

Term

APR

*APR=Annual Percentage Rate

10 Year

Call for current rates

15 Year

Call for current rates

20 Year

Call for current rates

30 Year

Call for current rates

Home Equity Line of Credit

Rate

APR

*LTV=Loan-to-value Ratio
*Rates effective: April 24, 2023
*APR=Annual Percentage Rate

80% LTV*

7.99%

New Autos

Term

Rates (APR)

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

1-24 Months

3.99% - 18.00%

25-36 Months

4.99% - 18.00%

37-48 Months

5.49% - 18.00%

49-66 Months

5.99% - 18.00%

67-72 Months

6.25% - 18.00%

73-78 Months

7.49% - 18.00%

Up to 84 Months

7.99% - 18.00%

Used Autos

Term

Rates (APR)

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

1-24 Months

3.99% - 18.00%

25-36 Months

4.99% - 18.00%

37-48 Months

5.49% - 18.00%

49-66 Months

5.99% - 18.00%

67-72 Months

6.25% - 18.00%

New and Used RVs

Term

Min. Loan

A Credit

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

1-24 Months

None

3.99% - 18.00%

25-36 Months

None

4.99% - 18.00%

37-48 Months

None

5.49% - 18.00%

49-66 Months

None

5.99% - 18.00%

67-72 Months

None

6.25% - 18.00%

73-84 Months

$30,000 or more

7.99% - 18.00%

Up to 120 Months

$30,000 or more

8.99% - 18.00%

Motorcycles and Boats

Term

Rates (APR)

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 6.49% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $195.66 each, with a final payment of $195.39. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

1-24 Months

3.99% - 18.00%

25-36 Months

4.99% - 18.00%

37-48 Months

5.49% - 18.00%

49-60 Months

5.99% - 18.00%

Signature Line of Credit

Term

Rates (APR)

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

Up to 36 Months

10.45% - 18.00%

Signature Loan

Term

Rates (APR)

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10,000 at an interest rate of 10.45% and a loan term of 36 months, the repayment plan consists of 35 monthly payments of $324.93 each, with a final payment of $324.79. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

Up to 36 Months

10.45% - 18.00%

Savings-Secured Loans

Share Savings Secured

Dividend Rate + 3%

*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval

Share Certificate Secured

Dividend Rate + 3%

New/Used Equipment

Term

Max. Loan

A Credit

*All rates in this table are APR=Annual Percentage Rate. Subject to credit approval. Payment example: For a Loan Amount of $10000 at an interest rate of 7.99% and a loan term of 60 months, the repayment plan consists of 59 monthly payments of $202.79 each, with a final payment of $202.64. Please note that this payment schedule is based on the given loan terms and assumes no additional fees or adjustments. The exact payment amounts and schedule may vary depending on the specific terms and conditions of your loan agreement. It is important to review the terms of your loan agreement and consult with your lender for complete and accurate information regarding your loan repayment obligations.

60 Months

$50,000

7.99% - 18.00%