Rates
Low Rates
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(Loan Rates effective March, 2013. Rates are subject to change without notice. *Member Loyalty Discounts do not apply to real estate loans)
For a full listing of our disclosures, click here.
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VISA Platinum Card
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Credit Rating
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A+
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A
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B
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C
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D
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Term
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36 months
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7.95%
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9.25%
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12.25%
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14%
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17%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
*For more information about credit card fees, click here
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Signature
Line of Credit
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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36 months
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7.95%
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9.95%
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12.00%
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14.50%
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16.50%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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Signature
Loan
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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36 months
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8.95%
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10.95%
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12.50%
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15.00%
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17.00%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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New/Used
Autos, RVs, Boats & Motorcycles
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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24 months
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1.49%
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2.49%
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5.99%
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8.99%
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14.50%
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17.00%
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36 months
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1.99%
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2.99%
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5.99%
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8.99%
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14.75%
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17.25%
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48 months
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1.99%
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2.99%
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6.49%
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9.49%
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15.00%
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17.50%
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60 months
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2.49%
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3.49%
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6.99%
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9.99%
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15.25%
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17.75%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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New/Used
Autos & RVs
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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72 months
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4.99%
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5.49%
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7.49%
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10.49%
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16.00%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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New
Autos + New/Used RVs
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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84 months
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5.99%
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6.49%
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7.99%
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11.99%
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16.25%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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New/Used
RVs Only ($30,000 or more)
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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120 months
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6.49%
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6.99%
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7.99%
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11.99%
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16.50%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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New/Used
Equipment (Max Loan: $50,000)
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Credit Rating
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A+
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A
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B
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C
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D
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E
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Term
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60 months
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6.75%
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7.50%
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8.75%
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12.50%
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16.50%
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18.00%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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Savings-Secured
Loans
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Share Savings Secured
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Dividend Rate + 3%
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Share Certificate Secured
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Dividend Rate + 3%
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*All rates in this table are APR=Annual Percentage Rate
*Subject to credit approval
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Mortgage
Loans (FIXED)
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Rate
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APR
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Home Equity Line of Credit
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80% LTV*
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5%
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10 Year
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Call for current rates
(change daily)
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15 Year
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Call for current rates
(change daily)
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20 Year
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Call for current rates
(change daily)
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30 Year
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Call for current rates
(change daily)
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*LTV=Loan-to-value Ratio
*Rates effective: Feb 1, 2009
*APR=Annual Percentage Rate
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Savings
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Min. Balance
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Dividend Rate
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APY
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Regular Shares
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$25
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0.10
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0.100
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Christmas Club
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$0
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0.10
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0.100
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Investment Management
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$2,500
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0.30
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0.300
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IRA Shares
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$0
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0.55
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0.551
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*Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance
*APY=Annual Percentage Yield
*Interest is calculated daily
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Certificates
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Term
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Min. Deposit
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Dividend Rate
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APY
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36 Month
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$1,000
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1.250
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1.257
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30 Month
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$1,000
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1.000
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1.005
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24 Month
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$1,000
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0.900
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0.904
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18 Month
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$1,000
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0.700
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0.702
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12 Month
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$1,000
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0.600
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0.602
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6 Month
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$1,000
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0.400
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0.401
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*APY=Annual Percentage Yield
*Penalties for early withdrawal:
6 and 12 month Certificates: 30 Days Interest
18-36 month Certificates: 90 Days Interest
*All rates subject to change without notice