Risk-Based | Loans | Mortgage | Savings | Certificates
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Statewide's Low Rates!
See how much we can save you!
Don't forget to ask for your Member Loyalty Discounts*:
- .25% Discount for being a Statewide member five years or more
- .25% Discount for paying your new loan through Payroll Deduction
- .25% Discount for having other or previous Statewide loans
- .25% Discount for having your payroll check Directly Deposited to a free Statewide checking account
(Click here for loan calculator; HERE to apply online with our new e*Lo@n application! The application is part of our e*Br@nch home banking service. If you haven't used e*Br@nch yet, call us to get set up at 1-800-682-6426)
(Loan Rates effective August 1, 2011. Rates are subject to change without notice. *Member Loyalty Discounts do not apply to real estate loans)
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Platinum Visa Card- now with MembeReward Points for valuable gifts and travel, CardLock security, and you can even Design Your Own Card! No Annual Fee; 25-day Grace Period!
For a full listing of our fees and disclosures, click here.
| Term Credit Rating |
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
| 36 months |
9.25 |
12.25 |
14.00 |
17.00 |
*With approved credit.
Signature Line-of-Credit After one application, you can write your own loan whenever you need it!
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR*
|
| 36 months |
9.95 |
12.50 |
14.50 |
16.50 |
18.00 |
Signature Loan
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 36 months |
10.95 |
12.50 |
15.00 |
17.00 |
18.00 |
New and Used Cars, Trucks, RVs, Boats, and Motorcycles
(Rebate or Lower Rate? Click here to see which is best!)
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 24 months |
5.00 |
7.00 |
10.50 |
14.50 |
17.00 |
| 36 months |
5.00 |
7.25 |
10.75 |
14.75 |
17.25 |
| 48 months |
5.25 |
7.50 |
11.00 |
15.00 |
17.50 |
| 60 months |
5.50
|
8.00
|
11.50
|
15.25
|
17.75
|
Car Values - PRE-OWNED GAP Coverage
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 72 months |
6.50 |
8.25 |
12.00 |
16.00 |
18.00 |
| 84 months (New Only) |
6.75 |
8.50 |
12.25 |
16.25 |
18.00 |
New & Used Recreational Vehicles
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 84 months |
6.75 |
8.50 |
12.25 |
16.25 |
18.00 |
| 120 months ($30,000 or more) |
7.50 |
8.75 |
12.50 |
16.50 |
18.00 |
Equipment (Maximum Loan - $50,000)
| Term Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 60 months |
7.50 |
8.75 |
12.50 |
16.50 |
18.00 |
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Mortgage Loans
Contact the credit union for current rates and closing costs. (Remember, Statewide's closing costs are much lower than other lenders'!)
To estimate how much you qualify for, click here!
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Home Equity Line-of-Credit
| Rate |
Points |
APR |
| Fixed Rate - 80% LTV* |
0 |
5.00% |
*LTV - Loan-to-Value ratio. Rates effective February 1, 2009
10 Year Fixed or Variable Rate
| Rate |
Points |
APR* |
| Call us for current rates |
|
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15 Year Fixed or Variable Rate
| Rate |
Points |
APR* |
| Call us for current rates |
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20 Year Fixed or Variable Rate
| Rate |
Points |
APR* |
| Call us for current rates |
|
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30 Year Fixed or Variable Rate
| Rate |
Points |
APR* |
| Call us for current rates |
|
|
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Savings Rates
For further information, call 1-800-682-6426
Dividends are declared monthly based on available earnings, computed on the average daily balance.
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*APY = Annual Percentage Yield Dividends are compounded and paid monthly.
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Rates
