Rates
                                      Rates are subject to change without notice. Interest is calculated daily and compounded monthly.

 











Risk-Based | Loans | Mortgage | Savings | Certificates

Statewide's Low Rates!

See how much we can save you! 

(Click here for loan calculator; HERE to apply online with our new e*Lo@n application!)

(Loan Rates effective June 1, 2008.  Rates are subject to change without notice.)


Platinum Visa Card
- now with MembeReward Points for valuable gifts and travel!  No Annual Fee; 25-day Grace Period!               NOW -  rates as low as 9.25%*! 

   Term                                                                                             Credit Rating

  

APR* 

B   

APR* 

C    

APR* 

D

APR*

36 months 9.25 12.25 14.00 17.00

*With approved credit.

Signature Line-of-Credit     After one application, you can write your own loan!

   Term                                                                                           Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
36 months 9.95 12.00 14.00 17.00


Signature Loan

  Term                                                                                             Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
36 months 10.95 12.25 14.75 17.75

 

 New and Used Cars, Trucks, RVs, Boats, and Motorcycles

  (Rebate or Lower Rate?  Click here to see which is best!)   Drop your rate by .25% by applying online here!

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
24 months 5.00 6.50 8.75 11.00
36 months 5.00 6.75 9.00 11.25
48 months 5.25 7.00 9.50 11.75
60 months 5.50 7.50 10.00 12.25


New & Used Cars and Trucks
                                Car Values -   NEW    PRE-OWNED            GAP Coverage

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
72 months 6.50 7.75 10.50 12.75
84 months (New Only) 6.75 8.00 10.75 13.25


New & Used Recreational Vehicles

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
84 months 6.75 8.00 10.75 13.25
120 months ($30,000 or more) 7.50 8.25 11.00 13.50


Equipment (Maximum Loan - $50,000)

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
60 months 7.50 8.25 11.00 13.50

 

*APR = Annual Percentage Rate

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Savings-Secured Loans Rate APR* Term  
Share Savings Secured - Dividend Rate + 3%   0.000 n/a Calculator
Share Certificate Secured - Certificate Rate + 3%   0.000 n/a Calculator
*APR = Annual Percentage Rate
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Mortgage Loans

Contact the credit union for current rates and closing costs.  (Remember, Statewide's closing costs are much lower than other lenders'!)

To estimate how much you qualify for, click here!

 

 


Home Equity Line-of-Credit

Rate Points APR
Fixed Rate - 80% LTV* 0 5.00%
Fixed Rate - 90% LTV* 0 5.50%

Fixed Rate - 100% LTV*

0

6.00%

*LTV - Loan-to-Value ratio.              Rates effective August 1, 2008

10 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


15 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


20 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


30 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    

 

  APR = Annual Percentage Rate
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Savings Rates

For further information, call 1-800-682-6426

Dividends are declared monthly based on available earnings, computed on the average daily balance.

 

Savings    (Dividend rates for August, 2008)

Minimum Balance

Dividend Rate

APY* Term
Share Savings   $25 .800  .800 n/a
Christmas Club 0 1.000 1.010 n/a
Money Management $2,500 1.750 1.760 n/a
IRA Shares 0 2.000 2.020 n/a

 

*APY = Annual Percentage Yield      Dividends are compounded and paid monthly.

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Certificates        (Rates effective August 19, 2008.  Rates are subject to change without notice.) Minimum Deposit

Dividend Rate

APY* Term
6 Month Share Certificate $1,000 2.670 2.700 6
12 Month Share Certificate $1,000 2.760 2.800 12
18 Month Share Certificate $1,000 2.810 2.850 18
24 Month Share Certificate $1,000 2.960 3.000 24
30 Month Share Certificate $1,000 3.110 3.150 30
36 Month Share Certificate $1,000 3.150 3.200 36
48 Month Share Certificate $1,000 3.300 3.350 48
60 Month Share Certificate $1,000 3.450 3.500 60

 

Rates are subject to change without prior notice.

Penalties for early withdrawal:  6 & 12 Month Certificates ..........  30 days' Interest

                                            18 - 60 Month Certificates ........... 90 days' Interest

*APY = Annual Percentage Yield
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