Rates
                                                                                Rates are subject to change without notice. Interest is calculated daily and compounded monthly.

 











Risk-Based | Loans | Mortgage | Savings | Certificates

Statewide's Low Rates!

See how much we can save you! 

(Click here for loan calculator; HERE to apply online with our new e*Lo@n application!)

(Loan Rates effective August 1, 2010.  Rates are subject to change without notice.)


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   Term                                                                                             Credit Rating

  

APR* 

B   

APR* 

C    

APR* 

D

APR*

36 months 9.25 12.25 14.00 17.00

*With approved credit.

Signature Line-of-Credit     After one application, you can write your own loan!

   Term                                                                                           Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
36 months 9.95 12.00 14.00 17.00


Signature Loan

  Term                                                                                             Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
36 months 10.95 12.25 14.75 17.75

 

 New and Used Cars, Trucks, RVs, Boats, and Motorcycles

  (Rebate or Lower Rate?  Click here to see which is best!)   Drop your rate by .25% by applying online here!

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
24 months 5.00 6.50 8.75 11.00
36 months 5.00 6.75 9.00 11.25
48 months 5.25 7.00 9.50 11.75
60 months 

5.50

7.50

10.00

12.25

 

                                 Car Values -   NEW    PRE-OWNED            GAP Coverage

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
72 months 6.50 7.75 10.50 12.75
84 months (New Only) 6.75 8.00 10.75 13.25


New & Used Recreational Vehicles

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
84 months 6.75 8.00 10.75 13.25
120 months ($30,000 or more) 7.50 8.25 11.00 13.50


Equipment (Maximum Loan - $50,000)

Term                                                                                              Credit Rating A
APR*
B
APR*
C
APR*
D
APR*
60 months 7.50 8.25 11.00 13.50

 

*APR = Annual Percentage Rate

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Savings-Secured Loans Rate APR* Term  
Share Savings Secured - Dividend Rate + 3%   0.000 n/a Calculator
Share Certificate Secured - Certificate Rate + 3%   0.000 n/a Calculator
*APR = Annual Percentage Rate
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Mortgage Loans

Contact the credit union for current rates and closing costs.  (Remember, Statewide's closing costs are much lower than other lenders'!)

To estimate how much you qualify for, click here!

 

 


Home Equity Line-of-Credit

Rate Points APR
Fixed Rate - 80% LTV* 0 5.00%

*LTV - Loan-to-Value ratio.              Rates effective February 1, 2009

10 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


15 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


20 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    


30 Year Fixed or Variable Rate

Rate Points APR*
Call us for current rates    

 

  APR = Annual Percentage Rate
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Savings Rates

For further information, call 1-800-682-6426

Dividends are declared monthly based on available earnings, computed on the average daily balance.

 

Savings    (Dividend rates for July, 2010)

Minimum Balance

Dividend Rate

APY* Term
Regular Shares   $25

.200

.200 n/a
Christmas Club 0 .200 .200 n/a
Investment Management $2,500 1.000 1.010 n/a
IRA Shares 0 1.250 1.260 n/a

 

*APY = Annual Percentage Yield      Dividends are compounded and paid monthly.

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Certificates        (Rates effective August 16, 2010.  Rates are subject to change without prior notice.) Minimum Deposit

Dividend Rate

APY* Term
6 Month Share Certificate $1,000 1.539 1.550 6
12 Month Share Certificate $1,000 1.834 1.850 12

18 Month Share Certificate

$1,000 1.933 1.950 18
24 Month Share Certificate $1,000 2.080 2.100 24
30 Month Share Certificate $1,000 2.178 2.200 30
36 Month Share Certificate $1,000 2.325 2.350 36
48 Month Share Certificate $1,000 2.423 2.450 48
60 Month Share Certificate $1,000 2.521 2.550 60

 

Rates are subject to change without prior notice.

Penalties for early withdrawal:  6 & 12 Month Certificates ..........  30 days' Interest

                                            18 - 60 Month Certificates ........... 90 days' Interest

*APY = Annual Percentage Yield
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New & Used Cars and Trucks

 
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