Auto Buying

Don't Let Buying a Car Throw You a Curve!

Let Us Help You!

Ever have that "lost" feeling when you set out to buy a new vehicle? It's pretty intimidating, isn't it? - the long list of cars available, options, new or used, financing - and that's all before you get to the really scary part - having to negotiate with the salesman!

At Statewide, we understand your frustration and trepidation, and we want to help. We've put together a "tool kit" of extremely useful tools to help you through the car-buying jungle.

In case this is your first time to buy an auto (or if you haven't done it in a while), here are some helpful hints and suggestions from our Statewide auto experts:

Do Your Homework! Don't go looking for a car without a plan. By knowing what you need, what you can afford, and how much you should pay, you're way ahead of the game!
How much can you afford? Click here to go to our Auto Loan Calculator to help you determine this monthly payment amount.
How much should you pay for your vehicle? For new cars and trucks, check out Web Carbook to find out the Suggested Retail Price AND the Dealer's Invoice Price. For used vehicles, consult the NADA Used Car Cost Guide to determine the average Retail, Trade-In, and Loan Values of your prospective ride.
What's your trade-in worth? Back to the NADA Used Car Cost Guide!
Get pre-qualified for your loan at Statewide. We can pre-approve you for the amount you know you want to spend so you can deal for a "cash" price with the dealer! Remember that we finance used cars at the same rates we finance new cars! Click here to apply now.
If you're buying a used vehicle, what do you know about its history? Statewide offers CarFax to help you determine if there are any skeletons in your car's closet! You can also click here to find out what recalls and technical service bulletins have been issued on your vehicle.
Now you're ready to deal! Now that you have the proper information, you're ready to go to the dealer's lot. Remember that, in addition to great financing terms, Statewide also offers: Credit Life and Disability Insurance Coverage, AutoCare Extended Warranties, and GAP Plus Coverage, at prices much lower than the dealer!
Rebate or Low APR? Most times, you're better off applying the rebate to the purchase price, and financing the difference with your credit union. To help you decide for sure, here's a handy calculator to figure the difference!

And, if you need more information, call any of our experienced Member Service personnel at the branch closest to you. Remember, we're on your side when it comes to buying your next car, and we'll do everything it takes to make you satisfied with your purchase. Don't get lost in the car-buying jungle ...... see your Credit Union first!

Here's still more helpful links to help you make a wise car-buying decision:

Fuel Economy - find out if your new vehicle is a gas-guzzler or not!
Crash Test Results - see how your new car stacks up!
Auto Safety Issues - concerns about particular models.
Buying a car on the web? - check here first!
Having a problem with your car? - check here to see if others are, too!
Need to register your car or buy a tag? - Mississippi State Tax Commission.
Having a problem with a dealer? - click here to register a complaint.