Cars and Trucks

With Statewide Financing, All

You Have to Worry About is

the Wind in Your Hair!

At Statewide, we finance thousands of cars and light trucks every year for a very simple reason - GREAT TERMS! When you add our array of quality, low-cost accessory products and services to those great terms, you know why most of our members wouldn't go anywhere else to finance their next vehicle!

In case this is your first time to buy an auto (or if you haven't done it in a while), here are some helpful hints and suggestions from our Statewide auto experts:

Do Your Homework! Don't go looking for a car without a plan. By knowing what you need , what you can afford, and how much you should pay, you're way ahead of the game!
How much can you afford? Click here to go to our Auto Loan Calculator to help you determine this monthly payment amount.
How much should you pay for your vehicle? For new cars and trucks, check out Web Carbook to find out the Suggested Retail Price AND the Dealer's Invoice Price. For used vehicles, consult the NADA Used Car Cost Guide to determine the average Retail, Trade-In, and Loan Values of your prospective ride.
What's your trade-in worth? Back to the NADA Used Car Cost Guide !
Get pre-qualified for your loan at Statewide. We can pre-approve you for the amount you know you want to spend so you can deal for a "cash" price with the dealer! Remember that we finance used cars at the same rates we finance new cars!
If you're buying a used vehicle, what do you know about its history? Statewide offers CarFax to help you determine if there are any skeletons in your car's closet! You can also click here to see what recalls and technical service bulletins have been issued on your vehicle.
Now you're ready to deal! Now that you have the proper information, you're ready to go to the dealer's lot. Remember that, in addition to great financing terms, Statewide also offers: Credit Life and Disability Insurance Coverage , AutoCare Extended Warranties , and GAP Plus Coverage , at prices much lower than the dealer!
Rebate or Low Rate? Most times you're better off applying the rebate to the purchase price and financing with your credit union, but here's a handy calculator to help you decide for sure.

And, if you need more information, call any of our experienced Member Service personnel at the branch closest to you. Remember, we're on your side when it comes to buying your next car, and we'll do everything it takes to make you satisfied with your purchase!