For All the ReasonsYou Need to Borrow -
Statewide is Ready!
As much as most of us dislike having to borrow, it's a fact of life that we almost always have a need at some point in our lives to seek credit for some reason. At Statewide, we're here to provide solutions to those needs in the most cost-effective, convenient, and helpful manner possible.
We're different from any other financial institution, by the fact that we are not-for-profit, and that we have your best interests at heart. As a member of Statewide, you're an owner, and that makes us responsible to provide you the best credit products that we can, and in a manner that is convenient to you.
Some facts you need to know about Statewide loans:
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Our loans are computed on Simple Interest, not Add-on or Discount Interest that other lenders use to compute your total interest!
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Our loans have no pre-payment penalties! When you pay a Statewide loan off early, you simply pay the interest that's accrued since your last payment, plus the principal balance and it's paid off! No "Rules of 78" or other complicated pre-payment penalties that other lenders charge.
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Our loans are most often priced much lower than our competition at banks, auto finance companies, etc.!
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Our loan rates are based on your credit rating - the better your credit history, the better your Statewide loan rate.
Read more about all the different types of loans we offer. Whatever the reason you need to borrow, we have the loan to fit your needs!
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Consumer Loans
